---
title: "2014 IRS HSA Contribution and Out-of Pocket Limits"
description: " The Internal Revenue Service (IRS) announced higher limits for 2014 on contributions to health savings accounts (HSAs) and for out-of-pocket spending under high-deductible health plans (HDHPs) linked..."
url: https://www.dashrconsulting.com/2014-irs-hsa-contribution-and-out-of-pocket-limits/
date: 2013-07-22
modified: 2013-08-13
author: "Dr. Di Ann Sanchez"
image: https://www.dashrconsulting.com/wp-content/uploads/2013/06/out_of_pocket.png
categories: ["HR Compliance", "HR Legislative Updates", "Human Resources"]
type: post
lang: en
---

# 2014 IRS HSA Contribution and Out-of Pocket Limits

#####  The Internal Revenue Service (IRS) announced higher limits for 2014 on contributions to health savings accounts (HSAs) and for out-of-pocket spending under high-deductible health plans (HDHPs) linked to them.

**A comparison of the 2014 and 2013 limits is shown below:**

|  **Contribution and Out-of-Pocket Limits for Health Savings Accounts and for High-Deductible Health Plans** |
| --- |
|   | **For 2014** | **For 2013** |   |
| HSA contribution limit (employer + employee) | Individual: $3,300 Family: $6,550 | Individual: $3,250 Family: $6,450 | Individual: +$50 Family: +100 |
| HSA catch-up contributions (age 55 or older)***** | $1,000 | $1,000 | No change****** |
| HDHP minimum deductibles | Individual: $1,250 Family: $2,500 | Individual: $1,250 Family: $2,500 | No change |
| HDHP maximum out-of-pocket amounts (deductibles, co-payments and other amounts, but not premiums) | Individual: $6,350 Family: $12,700 | Individual: $6,250 Family: $12,500 | Individual: +$100 Family: +$200 |
| *** **Catch-up contributions can be made any time during the year in which the HSA participant turns 55. **** **Unlike other limits, the HSA catch-up contribution amount is not indexed; any increase would require statutory change. |

Reference: For 2014, Higher Limits for HSA Contributions, Out-of-Pocket Expenses Minimum deductible amounts for high-deductible plans unchanged; Shrm. Org

5/3/2013 By Stephen Miller, CEBS